ISO Class I
Seminole Fire Rescue is an ISO Class I Department
ISO is a leading source of information about property/casualty insurance risk. For a broad spectrum of commercial and personal lines of insurance, we provide statistical, actuarial, underwriting, and claims data; policy language; information about specific locations; fraud-identification tools; consulting services; and information for marketing, loss control, and premium audit.
ISO is an advisory organization, and insurers may use our information, modify it, or not use it, as they see fit.
ISO collects information useful in many aspects of insurance underwriting. That information includes evaluations of public fire protection, flood risk, and the adoption and enforcement of building codes in individual communities. Information on municipal services helps the communities with their efforts to manage and mitigate their risk throughout the United States.
A community's investment in fire mitigation is a proven and reliable predictor of future fire losses. Insurance companies use Public Protection Classification (PPC) information to help establish fair premiums for fire insurance — generally offering lower premiums in communities with better protection. Many communities use the PPC as a benchmark for measuring the effectiveness of their fire-protection services. The PPC program is also a tool that helps communities plan for, budget, and justify improvements. For additional information, click the link below.